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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-966-0455.

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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

I really enjoy working with first time home buyers! As a leading area real estate expert, it's my pleasure to guide you, from beginning to end. I want you to be completely comfortable and will make the home buying process seamless for you. 

Together, we will consider: 

- How much can you really afford (both price and monthly budget)? 

- How to qualify for a mortgage and get the lowest rate. 

- What are your down payment options. 

- What closing costs should be anticipated. 

- What communities to consider for best value and lifestyle. 

- The tax advantages of buying versus renting. 

- What inspections should be done when buying a home. 

 

New to the home buying process? Tell me about your questions and concerns. It's my job to help! I promise to get back to you quickly... 

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Real Estate Tips
Titles >Liens Against the Title

Occasionally homeowners who are trying to sell their home are surprised to learn that their title is encumbered by a lien. There are several types of liens; the most common are mechanic's or contractor's liens.

The lien (or debt) must be paid off in order to be cleared. If the owner prefers to challenge the lien, he can release it by posting a bond, pending adjudication. In some types of liens, a title search may disclose claims against the property by an ex-spouse or long-ago heir of a former owner. A simple "quitclaim" deed may be used in these cases. By signing the deed, the person involved signs over whatever rights he or she might have, without laying any claim to the property.

Most real estate transactions involve at least some minor unresolved issues on the part of either the buyer or the seller. This is where an experienced real estate agent can provide solutions to resolve the issues and conclude the sale.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Russ Neumann, REALTOR®, real estate agent and broker for Ridgefield, Redding and New Fairfield, Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Russ Neumann
Neumann Real Estate Ridgefield

395 Main Street
Ridgefield, CT. 06877
Office: 800-966-0455
Cell: 203-470-4243
Fax: 203-431-6998
Email: russneumann@NUMBER1EXPERT.com

When you are ready to make a move, the choice of the right real estate agent makes a huge difference. WIth unique versatility and true compassion, Russ Neumann has built his reputation on trust and integrity. He really cares about the people around him. Regardless of the challenge or need, Russ delivers. Anyone who has worked with him will proudly boast about his or her experience. His commitment to quality service continues to help his business grow, and always results in relationships that last a lifetime. All the right moves begin right here...Call Russ today, and enjoy the experience! Russ Neumann - "Don't Make a Move Without Him!"

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