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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-966-0455.

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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What is the busiest airport in the world?

A 
According to the Airports Council International, the Hartsfield International Airport in Atlanta, Georgia is currently the busiest airport in the world, serving 76.87 million passengers per year.
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Russ Neumann, REALTOR®, real estate agent and broker for Ridgefield, Redding and New Fairfield, Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Russ Neumann
Neumann Real Estate Ridgefield

395 Main Street
Ridgefield, CT. 06877
Office: 800-966-0455
Cell: 203-470-4243
Fax: 203-431-6998
Email: russneumann@NUMBER1EXPERT.com

When you are ready to make a move, the choice of the right real estate agent makes a huge difference. WIth unique versatility and true compassion, Russ Neumann has built his reputation on trust and integrity. He really cares about the people around him. Regardless of the challenge or need, Russ delivers. Anyone who has worked with him will proudly boast about his or her experience. His commitment to quality service continues to help his business grow, and always results in relationships that last a lifetime. All the right moves begin right here...Call Russ today, and enjoy the experience! Russ Neumann - "Don't Make a Move Without Him!"

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