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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Ridgefield and Redding real estate agent to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

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Buying Land and New Construction >Buying Property to Build

The ideal piece of land cannot be purchased without due diligence. Say you notice a lot for sale in a suburban area that looks like a perfect place to build your dream home. Buying undeveloped land can provide an opportunity to build a house that will meet your needs, but you will need certain information before you sign on the dotted line.

Most suburban areas have zoning regulations which govern the type of structure that can be erected, the dimensions, and even the material used on the exterior. Historic preservation groups work with builders in many areas to ensure that any new construction fits in with the existing buildings. If you want to build out of the city limits, check the availability of public utility services and the cost of bringing those services to the site. Local planning and zoning boards can provide you with information about proposed development that could change your quiet country lane into a busy street.

It is a good idea to consult an architect and a zoning expert to confirm that your vision will work on the property you have selected.

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Q	What is a VA home loan?
A	The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Russ Neumann, REALTOR®, real estate agent and broker for Ridgefield and Redding, Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Russ Neumann
Neumann Real Estate Ridgefield
395 Main Street
Ridgefield, CT. 06877
Office: 800-966-0455
Cell: 203-470-4243
Fax: 203-431-6998
Email: russneumann@NUMBER1EXPERT.com
When you are ready to make a move, the choice of the right real estate agent makes a huge difference. WIth unique versatility and true compassion, Russ Neumann has built his reputation on trust and integrity. He really cares about the people around him. Regardless of the challenge or need, Russ delivers. Anyone who has worked with him will proudly boast about his or her experience. His commitment to quality service continues to help his business grow, and always results in relationships that last a lifetime. All the right moves begin right here...Call Russ today, and enjoy the experience! Russ Neumann - "Don't Make a Move Without Him!"

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